Farm livestock insurance

Farm livestock insurance is one of the most dynamically developing types of insurance for agricultural farms which protects a livestock owner against loss or death of animals.

ENERGOGARANT’s livestock insurance product is specifically designed for any agricultural business based on “Farm livestock insurance terms and conditions” and Russian Federation laws and regulations.

At ENERGOGARANT, we offer insurance for common farm animals, including:

Pigs (excluding pigs with African swine fever (ASF))
Sheep, goats
Cattle
Horses for farming
Poultry birds which include layers, broilers and hatchery birds
Fish stock

ENERGOGARANT’s livestock insurance policy protects against the below mentioned risks. You can choose how much coverage You want on Your livestock.

1. Loss (death) and/or emergency slaughter of the insured livestock due to:

disease (infectious (contagious), non-contagious and invasive disease which first manifests itself during the period of insurance);
accidental:
- electrical injury
- sun or heat stroke
- strangulation
- attacks by animals
- exposure to cold temperatures (hypothermia, including due to heavy rain or snow)
- poisoning with poisonous plants, seeds or substances, snakebites or venomous insect bites
- drowning, vehicular accidents (falling beneath transport) or falling into ravine
fire and/or explosion, lightning
dangerous natural phenomena (Acts of God) such as:
- storm
- hurricane
- hail
- earthquake
- heavy rain
- flood
- landslide
- mudflow
- snow avalanche

2. Loss or death of the insured livestock due to malicious acts of third parties (including burglary, robbery, brigandage).

If you have any questions about insurance, please contact us

Sum insured and amounts payable

Sum insured is set in the amount as required by a policyholder; typically, it is equal to mortgage value (in case of mortgage insurance), market value or book value.

We will pay You in the event of the loss, damage or death of the animal caused by a covered peril up to the amount shown in Your policy less the cost of edible meat or skin.

Updated: 03.11.2020